Terms of Use

These Terms of Use ("Terms") govern your access to and use of the TM Acceptance Corp ("TMAC," "we," "us," or "our") website. By using this website, you agree to these Terms. If you do not agree, please do not use the site.

1. Informational purpose only

The content on this website is provided for general informational purposes about our equipment financing services. It does not constitute financial, legal, tax, or accounting advice, and it should not be relied upon as a substitute for advice from qualified professionals.

2. No offer or commitment to lend

Nothing on this website is an offer or commitment to lend or to provide financing. All financing is subject to credit approval, equipment type, transaction details, and final documentation. Programs, rates, terms, and availability are subject to change without notice. Application-only programs and same-day credit decisions may be available but are not guaranteed.

3. Estimates and examples

Any financing figures or examples described on this website are illustrative only. They are not an offer of credit and do not reflect a guaranteed rate, payment, or approval. Actual terms depend on a complete credit review and final documentation.

4. Your submissions

You agree that the information you submit through our forms is accurate and that you are authorized to provide it. You authorize us to use that information to respond to you and to evaluate your financing request, as described in our Privacy Policy.

5. Intellectual property

The content, design, logos, and marks on this website are owned by TMAC or its licensors and are protected by applicable law. You may view and use the site for legitimate business purposes, but you may not copy, reproduce, or distribute its content without our permission.

6. Acceptable use

You agree not to use this website for any unlawful purpose, to interfere with its operation or security, to attempt unauthorized access, or to collect information from it through automated means without our consent.

7. Third-party links and services

This website may link to or rely on third-party sites and services, including the form service that processes submissions. We are not responsible for the content, policies, or practices of those third parties.

8. Disclaimers

This website is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the site will be uninterrupted, error free, or secure.

9. Limitation of liability

To the fullest extent permitted by law, TMAC and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits or data, arising out of or related to your use of this website.

10. Indemnification

You agree to indemnify and hold harmless TMAC and its affiliates from any claims, losses, or expenses arising out of your misuse of this website or your violation of these Terms.

11. Governing law

These Terms are governed by the laws of the State of Illinois, without regard to its conflict of laws rules. Any dispute relating to these Terms or this website will be subject to the exclusive jurisdiction of the state and federal courts located in Illinois.

12. Changes to these Terms

We may update these Terms from time to time. When we do, we will revise the effective date above. Your continued use of the website after an update means you accept the revised Terms.

13. Contact us

Questions about these Terms can be sent to info@tmacceptance.com or 847-709-7027, or mailed to 755 Greenleaf Avenue, Elk Grove Village, IL 60007.