A Financial Partner You Can Trust
Ready to Equip Your Next Stage of Growth?
With 35 years of equipment finance experience, TMAC helps businesses nationwide move forward with trusted guidance, flexible structures, and responsive service.
- Est. 1991
- Equipment finance experience
- $25M to $10MM+
- Transaction sizes
- Up to $500M
- Application-only programs
- 24 to 84
- Month terms
Experience
Transaction range
Programs
Terms
What We Finance
For Equipment That Keeps Business Moving.
From production lines to fleets and medical systems, TMAC finances business-critical equipment.
Manufacturing & Industrial
Production lines, plant upgrades, and core industrial equipment. Explore
Transportation & Logistics
Vocational trucks, trailers, and business-critical fleet vehicles. Explore
Medical Equipment Financing
Diagnostic, imaging, and essential clinical equipment. Explore
Construction & Heavy Equipment
Earthmoving, lifting, and jobsite machinery. ExploreIf it has value and helps your business operate, TMAC can likely finance it. Tell us what you need and our team will structure a quote that fits.
Start ApplicationAbout TMAC
Built on Experience. Ready for What’s Next.
Since 1991, TMAC has helped businesses finance the equipment they rely on. Today, our independent platform serves customers across industries and asset classes.
We pair deep equipment knowledge with flexible capital and responsive execution.
Capabilities
Flexible Structures for Real Business Needs.
Capital Leases
Ownership-focused structures designed to build long-term asset value.
FMV Leases
Flexible leasing with lower payments and end-of-term options.
Balloon Structures
Reduced periodic payments with a customized residual or balloon balance.
Step and Seasonal Payment Programs
Payment schedules aligned to revenue and operating cycles.
Deferred and Customized Payment Options
Structures built around project timing and operational needs.
Capital Partner Network
Access to a broad network of institutional and private capital partners.
Our Process
A Clearer Path From Request to Funding.
- 1
Initial Review
We learn your equipment needs, timeline, and goals.
- 2
Credit Evaluation
We review the application and shape options that fit.
- 3
Financing Proposal
You receive clear terms, payment options, and structure.
- 4
Documentation and Funding
We finalize documents and fund the transaction.
- 5
Ongoing Relationship
We stay engaged for future equipment and growth.
Application-only programs are available up to $500,000, and same-day credit decisions may be available once complete information is received.
Leadership
The Team Behind TMAC.
Carl Bretzman
Vice President
More than 34 years in commercial equipment finance, with senior roles at GE Capital, Bell & Howell, Hertz Equipment Rental, and Mitsubishi Capital.
Kim White
Director of Operations
More than 20 years in equipment finance operations, with prior roles at Mericap Finance and Paccar Finance.
Justin Newhuis
Strategic Advisor
Son of founder Gregg Newhuis. More than two decades of commercial finance leadership, having structured over $1 billion in commercial transactions.
Shibaura Customers
Supporting Shibaura Customers Since 1991.
TMAC remains committed to supporting Shibaura Machine customers with the same responsive service, industry expertise, and dependable execution that has defined those relationships for decades.
Explore Shibaura Financing SupportReady to Discuss Your Equipment Financing Needs?
Connect with TMAC to explore financing options for your next equipment purchase.